James O'Connell Insurance - Basics of Workers compensation insurance Massachusetts

With a meager amount of exceptions, every employer in the commonwealth with one or more than one employee needs to have workers compensation insurance. It’s required by  law to have a legitimate workers' compensation policy at all times. 

It’s so  the employee  can receive  benefits with MA Worker’s compensation and their medical care and partial wage replacement, but it also guards the policyholders from the potentially detrimental lawsuits.

Workers compensation insurance Massachusetts provides you coverage for:

Pays for medical bills– With MA workers compensation insurance, all your medical expenses that are reasonably required to cure will be paid without any sort of deductible or co-pay.

Death benefits – In case any of the work related death, the spouse of a decedent person like- children, wife, and other relatives mentioned by the decedent n the nominee form would be entitled to get the dependency benefits.

Rehabilitation expenses covered- Rehabilitation expenses are covered by this policy. In any of the event, insured is not able to return to the work in his or her position, vocational rehabilitation will still be covered.

Coverage with lost wages- If the insured person got injured at work, then this policy would cover temporary payments as earlier discussed by the company.

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